Guides

Short, sourced answers to the questions behind the numbers.

Braces Payment Plans: In-House vs FinancingOrthodontic payment plans spread the cost over treatment. How in-house plans differ from third-party financing, and how much interest really adds. Does Dental Insurance Cover Braces?How orthodontic benefits work: the coverage percentage, the lifetime maximum, age limits, waiting periods and how insurers pay over the course of treatment. Using an FSA or HSA to Pay for BracesBraces are a qualified medical expense, so FSA and HSA money pays for them before tax. The 2026 limits, timing tricks and what the savings are worth.